Built for Norway · Launching August 25, 2026 · On-device, no bank logins
Built for Norway · On the App Store · On-device, no bank logins

Know the day
you're free.

Runway turns your money into one honest number: the age you could stop working. Made for Norway, it speaks Norwegian and knows the rules that actually move your date here. Answer a few questions, see your freedom age, then pull the levers that move it sooner. Dreaming of retiring abroad? It plans that too.

Try the beta on TestFlight Download on the App Store See how it works

Free, early beta over TestFlight (iOS). Still rough in places, and I read every bit of feedback. Launching on the App Store August 25.

Free on the App Store. iOS 26+, iPhone and iPad. Your freedom age is free, forever, no account needed.

Pip, Runway's bird mascot, lifting off in celebration
1
Number: your freedom age
400
Market futures simulated
0
Accounts or bank logins
100%
Computed on-device
A look inside

See it before you download

Real screens from Runway. Swipe through.

Runway Plan screen showing a freedom age of 41, the freedom number, and plan health
Your freedom ageThe one number that matters, updated live.
Runway Levers screen showing the what-if moves that bring your freedom date sooner
The leversSee what pulls your date in, ranked.
Runway's retire-abroad editor with Italy chosen, taxes modeled, and the monthly spend there
Retire abroad14 countries priced in, exit tax included.
Runway Projection screen with a money-over-time chart from today to retirement
Money over timeYour whole journey, year by year.
Runway Grow screen showing the countdown to freedom and financial-independence badges
Watch it growYour countdown and milestones.
Runway Norwegian tax screen explaining wealth tax, shielding, and pension rules
Built for NorwayWealth tax, shielding and pensions, built in.
Ask Pip, Runway's on-device plan assistant, explaining the plan and comparing moves
Ask PipThe on-device assistant, private by design.
How it works

From a few questions to your freedom age

No spreadsheets, no 40-field forms. Runway asks only what's relevant to your life, then does the maths.

1

Tell Runway about your money

Your age, what you've saved, what you put away, and roughly what you'll spend. Adaptive onboarding skips anything that doesn't apply to you.

2

See your freedom age

Runway projects your pot, applies the 4% rule, and shows the age you could stop, plus the number you need to get there.

Free forever
3

Pull the levers

The opportunity engine surfaces the moves that matter: invest a little more, trim spending, go part-time, and shows the years each one saves.

Features

As simple as your life, as deep as a spreadsheet

Most planners are either shallow toys or overwhelming web apps built for US tax law. Runway is right-sized depth that fits in your pocket.

Your freedom age

The one number that matters: the age your money could carry you. It's the hook, and it's free forever, no account required.

Freedom number

The pot you actually need, derived from your real spending and a safe 4% withdrawal, net of pensions, rental, and side income.

The levers

An opportunity engine that finds the doors you didn't open: "invest 300 more a month, retire two years sooner." Every lever shows its effect.

Plan health

A seeded Monte Carlo runs your plan through 400 simulated market futures and scores how often your money lasts the distance.

Money over time

Watch your pot grow, peak, and draw down year by year, with your freedom goal line anchored to today so progress reads honestly.

Adaptive onboarding

No side income? Runway never mentions it. No property? It skips the mortgage questions. It asks only what fits your life, nothing more.

Scenario lab

Try the what-ifs side by side: a market crash, a later start, a different spend, a change in how you invest. Compare paths before you commit.

Built for Norway

The only FIRE planner that knows formuesskatt, the ASK account, NAV and IPS pensions, and the exit tax you would owe if you ever leave. Your number, by Norwegian rules.

Retire abroad

Dreaming of Spain or Thailand? Pick a destination and Runway prices the move: local taxes on your drawdown, the exit tax on the way out, spending in local currency. 14 countries modelled.

Ask Pip

Runway's plan assistant. Ask why your number moved or what would help most, get answers grounded in your plan, and let Pip apply the change. On-device with Apple Intelligence.

Life events, real spending

Add an inheritance, a windfall, or a big one-off cost. Let retirement spending ease with age, and set guardrails that flex it when markets misbehave.

Widgets and Siri

Keep your freedom date on your home and lock screen, ask Siri, or find your milestones in Spotlight. A glance is all it takes to see how close you are.

Built for Norway

Built for how money works in Norway

Most retirement calculators assume American rules: 401(k)s, Roth accounts, Social Security. A Norwegian gets a motivating number, not a real plan. Runway is built the other way around, on the rules that actually move your date here.

It models formuesskatt (wealth tax), the ASK account's capital-first withdrawals, the skjermingsfradrag, NAV and IPS pensions, and the utflyttingsskatt you would owe if you ever left Norway. And if leaving is the plan, Runway prices that too: pick one of 14 destination countries and see the whole move, from local drawdown taxes to the exit tax on the way out. It is fully in Norwegian. More home countries are coming next.

Pip holding a globe
Pip behind a protective shield
Privacy

On your iPhone. Full stop.

No account, no sign-in, no bank connections, no ads. You type your own figures, and every projection, lever, and simulation is computed on-device. Your numbers are never sent to us or anyone else.

The promise: your freedom age and freedom number are free, forever. Runway will never paywall the answer to "when can I stop?" Pro deepens the plan; it never holds the hook hostage.
Privacy Policy Terms of Service Support
Free & Pro

The number is free. The depth is Pro.

Start free and keep your freedom age forever. Upgrade when you want the full toolkit, as a yearly plan with a discounted first year, or a one-time lifetime purchase.

Free, forever

Your freedom age and number, the base projection, the full ranked list of levers, and a Monte Carlo read on your plan. No account, no expiry.

Pro: the full toolkit

The complete year-by-year projection and cost ledger, stress tests, the scenario lab, the live countdown ticker, the Coast and Barista solvers, CSV export, and the deep plan-health detail behind the score.

Pro: Norway, kept current

The deep Norwegian tax detail behind your number, updated as the figures change each year, so your plan stays honest over time.

Roadmap

What's on the runway

iPhone and iPad ship first. Here's what's already taxiing for take-off.

More home countriesNext

Runway already models 14 retirement destinations. Next: full tax-accurate home packs beyond Norway, so more of us can plan from where we live today.

Apple WatchLater

A quiet check on your number and plan health, from your wrist.

And whatever you ask for

Tell us what would help at support@ludyem.dev. A human reads every note.

Get launch updates

Be first to know when Runway lands

Runway launches on the App Store August 25, 2026. Leave your email and we'll let you know the day it's live, plus any big beta news before then.

Runway is live on the App Store. Leave your email for news on new countries and features as they land.

No spam, just launch news. Unsubscribe anytime by emailing support@ludyem.dev.

Pip standing proud

Find the day
you're free.

Free to download. Your freedom number free forever. No account, and your figures never leave your iPhone.

Try the beta on TestFlight Download Free on the App Store

Free early beta over TestFlight · iOS 26+ · iPhone & iPad · Launching August 25 · Not financial advice, an educational planning tool

Free on the App Store · iOS 26+ · iPhone & iPad · Not financial advice, an educational planning tool