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support@ludyem.devIs Runway free?
Your freedom age and freedom number are free, forever, along with the base projection, the full ranked list of levers, and a plan-health read. That's a promise, not a trial.
Runway Pro unlocks the complete year-by-year projection and stress tests, the scenario lab, the live countdown ticker, the Coast and Barista solvers, and the deep plan-health detail, plus the deep Norwegian tax detail kept current. Pro is a yearly subscription with a discounted first year, or a one-time lifetime purchase.
Does Runway connect to my bank?
No, and that's deliberate. Runway never links to your bank, brokerage, or any account. You enter your own figures, which keeps everything private and on your device. There's nothing to log in to and no credentials to leak.
Do I need an account?
No. There's no account and no sign-up. Everything is stored on your device and, if you use iCloud, synced privately across your own Apple devices. See our Privacy Policy for details.
How is my freedom age calculated?
Runway projects your invested pot forward from what you've saved and what you contribute, works out the pot you'd need to cover your spending using a safe 4% withdrawal rate (net of pensions, rental, and any side income), and finds the earliest age the two meet. It's an estimate to plan around, not a promise or financial advice.
What is plan health and the "400 futures"?
A single average can hide risk, so Runway runs your plan through 400 simulated market futures (a seeded Monte Carlo), then scores how often your money lasts the distance. A higher score means your plan holds up across more of those futures. Like everything in Runway, it's an illustration, not a prediction.
Which countries does Runway support?
Norway is tax-accurate today, including its exit-tax modelling for moving abroad. Everywhere else uses a solid generic baseline so you still get a meaningful number. More tax-accurate country packs are on the way, you can tell us which country you'd like next at support@ludyem.dev.
Can Runway handle more than one currency?
Yes. Runway is built for cross-border lives: hold figures in multiple currencies and Runway converts them using daily euro reference rates from the European Central Bank. Only currency codes and dates are fetched to get the rates, never your amounts.
Is Runway financial advice?
No. Runway is an educational planning tool, not a financial adviser. Its numbers are estimates based on your inputs and on assumptions about the future that won't hold exactly, and tax figures are estimates from public sources. Treat your plan as a prompt for a conversation with a qualified professional, not a decision. See our Terms of Service for the full disclaimer.
Where does my data live if I delete the app?
Your plan is stored on your device and, if iCloud is enabled, in your own private iCloud. Deleting the app removes its local data from that device; reinstalling while signed in to the same iCloud restores your plan. You can also erase everything from within the app at any time.
How do I cancel my Pro subscription?
Subscriptions are managed by Apple. Go to iOS Settings → [your name] → Subscriptions, select Runway, and tap Cancel Subscription. You'll keep Pro until the end of the current period. For refunds, use reportaproblem.apple.com.
How do I restore my purchase on a new iPhone?
Sign in with the same Apple ID you used to buy Pro, open Runway, and go to Settings → Runway Pro → Restore Purchases.
How do I delete all my Runway data?
You can erase all of your plan data from the app's Settings. If you sync with iCloud and want to remove the synced copy too, do this while signed in to the same iCloud account so the deletion propagates across your devices.